We have two divisions offering distinct forms of nonstandard finance, home collected credit and digital lending. Together, our two brands provide flexible, affordable and convenient access to credit for 186,000 customers in the UK.

Morses club logo

Morses Club

Morses Club PLC is an established, relationship-driven consumer finance provider, providing small, short-term loans to customers unable to access traditional High Street lending. Local agents manage the issue and collection process, offering a simple and personal fixed payment service based on weekly collections.

Dot Dot Loans logo

Dot Dot Loans

Dot Dot is a fully online lending provider, which was launched in March 2017. The product offering aims to serve the needs of 2 segments of the lending market: short-term 3-6 and 9-month duration loans serving customers who want to borrow £200-£1,000, and loans of £1,500- £4,000 for those customers who want to borrow more over a longer term of up to 48 months.